According to the definition, “No-Fault Insurance” has the goal of lowering premium costs by avoiding expensive litigation over the causes of accidents, while providing quick payments for injuries or loss of property. The victim’s car insurance company would only pay out the claim, while the driver-at-fault’s insurance company would pay out a claim and charge the party a higher insurance premium as they are now higher risk.”

No Fault Insurance has been a recent topic of debate in Michigan courts. Legislation to cap auto insurance payouts at $1 million passed out of the Michigan House committee on Insurance along party lines, with Republicans supporting the reforms.

The bill would end unlimited lifetime medical benefits for those injured in car accidents starting for anyone in an accident after December 31.

According to Michigan Governor, Rick Snyder, “Michiganders have seen their auto insurance rates rise faster than any other state in the country. It has been 40 years since the no-fault system has been implemented and it’s long overdue for review. These changes will create a policy that continues to cover accident victims far better than any other state and will create cost controls that stem the tide of rising insurance premiums while also providing immediate relief for families.”

We want to hear what you think about this new bill in Michigan. Voice your opinion on Twitter, @SafeAuto.

Could you imagine Central Park in NYC without the horse-drawn carriages driving through it? That’s exactly how Brooklyn-born exotic car designer, Jason Wenig, pictures it.

According to an article in the New York Daily News, Wenig is building a prototype of an electric “horseless carriage” that could debut on city streets in about a year. His impetus for the new design? Wenig loves animals and thinks this is a great way to replace the horses used in the current carriages. Not only that, his vehicle, which is designed to fit eight people, features ergonomic and safety features not available in horse-drawn carriages, such as a sound system and seat belts.

While there are definitely some politics involved in the project, Wenig is not interested in getting involved. “I’m a car builder,” he said. “I’m so thrilled to get to build this beautiful piece of machinery for my city.”

We want to hear what you think about this new Great Gatsby style ride for Central Park. Like SafeAuto on Facebook to share your thoughts. Visit www.safeauto.com for a free auto insurance quote.

Quentin is a five-year-old boy who loves to laugh and play. Unlike most children, Quentin faces daily struggles with Neurofibromatosis, a nerve disorder in which tumors grow on the tissue. This brave little boy has already endured several surgeries at such a young age.  Through all that Quentin has faced, his positive spirit continues to shine through his magnetic smile.

Quentin always ‘Plays It Safe’ and never leaves home without his light saber. Quentin was visited by his Wish-Granting Volunteers, and was granted his one true wish last summer: to go to Walt Disney World® Resort and become a Jedi Knight. (He’s a BIG Star Wars fan). He and his family served as the Honorary Wish Family at the BIG Wish Gala. “The fact that the Make-A-Wish Foundation enabled Quentin to have his one wish, and does this for different kids every day really just blows me away,” says Steven Diamond, Human Resources Manager for SafeAuto Insurance I’m so happy that SafeAuto was able to be a part of it.”

On Friday April 5, 2013 Quentin, along with brother Brendan and parents Kim and Matt will be visiting the SafeAuto office in Columbus to thank us for our generous support as Central Ohio’s main sponsor for Make-A-Wish and granting Quentin’s wish to Disney World®. “It’s amazing to see the impact we’ve had on Quentin,” remarks Diamond. “To be able to give someone who’s had so much hardship in their lives even a day of happiness and joy… there’s really nothing like it and I’m so thrilled that SafeAuto was able to do this for Quentin.”