6 Surprising Causes of Traffic Accidents

by Chris Martin May 17, 2012 09:08 AM

These days, the media, the government, and many advocacy groups are touting the dangers du jour related to driving. Many of these include distracted driving, texting while driving, talking on a cell phone use while driving, and driving after consuming alcohol or drugs.

While these problems are certainly cause for concern, there are several other reasons why motorists get into auto accidents -- and they might surprise you. Here are six of them.

clip_image002Turn signals

It's hard to believe, but the Society of American Engineers estimates that as much as two million auto accidents occur each year because of people failing to turn their signals on or off. The SAE says this happens about 48% of the time when drivers change lanes -- which means that it's not just clueless elderly drivers who weave in traffic and/or forget to turn off their blinkers.

clip_image004Wrong-way drivers

This reason is unexpected because it's so counterintuitive. After all, people who drive on the right side of the road and obey traffic signs should never be guilty of this, right? Despite the prevalence of road signs, countless collisions are caused by drivers traveling the wrong way on a one-way street, freeway, or highway. Perhaps not surprisingly, over three out of every five wrong-way accidents involve drunk drivers and occur between midnight and 6am.

clip_image006Potholes

These road hazards have long been identified as causes for auto damage, but they can also lead to accidents as well. Consider this: deep potholes can create an impact similar to that of a 35 mile-per-hour collision. So it isn't hard to imagine a pothole forcing a car to crash into an object or another vehicle. And there are probably plenty of potholes lurking on the roads where you live.

clip_image007Animals (interior)

No, this category doesn't refer to elk, deer, cows, or other large animals that wander into the roadway. This type of collision refers to animals inside the vehicle -- from dogs and cats which can distract the driver to bugs, wasps, and spiders which can elicit panicky reactions. And when drivers freak out, bad things tend to happen around them.

clip_image009Ogling

You may have suspected this, but the Transport Research Laboratory in Britain has estimated that about 900,000 accidents happen each year in that country because of drivers getting distracted by attractive members of the opposite sex. This phenomenon includes billboards and posters of eye-catching individuals in addition to pedestrians. In fact, as much as 70% of people (mostly men, but not always) have admitted they have been distracted in this manner while driving. Though there's no known research on this subject regarding U.S. drivers, it's not a stretch to assume that these findings would be similar here in America.

clip_image011The "unexplained"

You might be astounded (or not) at the number of auto accident reports over the past several decades which refer to unexplainable phenomena as factors in a given collision. Some drivers report seeing UFOs, while others swear that ghosts or other apparitions frightened them into causing an accident. While alcohol or drugs do play a role in some of these accounts, there are people who are absolutely convinced that these experiences were real -- though they likely still had trouble convincing their auto insurance agents.

Image Credits: caaneo.ca - dipity.com - gray-tail.deviantart.com - seriousaccidents.com - seriousaccidents.com - ridelust.com

Tags: , , ,

Auto Insurance

10 Cars That Dealers Just Couldn’t Give Away

by Chris Martin May 17, 2012 08:59 AM

Even if you're not a car buff, you could still probably identify some of the most popular vehicles in the U.S. Not only do you see a large number of them on the road, but news sources commonly tout the best-selling cars in America.

But what about those at the bottom of the list? You know -- the cars that nobody buys?

Here are some of the cars that gathered dust on dealer lots. All of the vehicles mentioned are from the 2011 model year.

Vehicle: Volkswagen Routan

Average number of days on lot: 107

What's the problem? Two words: Volkswagen minivan. Executives at the German automaker thought that partnering with Chrysler to design a VW minivan would replicate the success achieved years ago of the Volkswagen bus. They were wrong.

clip_image001

Vehicle: Nissan Titan

Average number of days on lot: 106

What's the problem? The early editions of Nissan's full-size pickup truck sold well. But unlike its American competitors, the Japanese automaker hasn't tweaked the Titan to better its gas mileage rating-- which is an abysmal 13 MPG in the city.

clip_image002

Vehicle: Kia Rio

Average number of days on lot: 101

What's the problem? Kia thought the bargain-basement sticker price of $13,400 would be enough for customers to overlook the Rio's lack of features and power. But when you also factor in its poor crash-test ratings, you can see why buyers turned elsewhere for a subcompact car (and car insurance companies wanted their customers to look elsewhere).

clip_image003

Vehicle: Mazda 6

Average number of days on lot: 100

What's the problem? Most evidence indicates that the Mazda 6 isn't a bad car. But when you compare it to other cars in its class, like the Toyota Camry and the Honda Accord, it gets overshadowed by the stellar ratings of its competition.

clip_image004

Vehicle: Toyota Yaris

Average number of days on lot: 97

What's the problem? Much like the Kia Rio, the low-priced Yaris (MSRP: $14,115) couldn't overcome a bland interior and an awkward driver position. Its Consumer Reports rating of 41 out of 100 certainly didn't help matters.

clip_image005

Vehicle: Toyota Matrix

Average number of days on lot: 97

What's the problem? For starters, potential buyers were disappointed with the Matrix's base 1.8-liter engine, which delivered subpar performance. When you add a dearth of cargo space as compared with its counterparts, you get low sales numbers.

clip_image006

Vehicle: Honda Element

Average number of days on lot: 96

What's the problem? Nothing -- if you don't mind a utilitarian sport utility vehicle that is uncomfortable on the inside and ugly on the outside. In an SUV marketplace that is loaded with style and amenities, the Element just doesn't cut it -- so Honda is discontinuing the model.

  

clip_image007

Vehicle: Suzuki SX-4

Average number of days on lot: 93

What's the problem? First off, Suzuki has had lots of trouble getting a foothold in the U.S. "four-wheeled" vehicle market. And with the SX-4's inferior gas mileage and a JD Power rating of 2 out of 5 stars, this car really never had a chance.

clip_image008

Vehicle: Cadillac DTS

Average number of days on lot: 93

What's the problem? It's not just small cars that dealers have trouble giving away. The the terrible gas mileage on the DTS made customers long for the Deville, the model which it replaced. The DTS is also being discontinued.

clip_image009

Vehicle: Dodge Ram Pickup 1500

Average number of days on lot: 91

What's the problem? Though Ram trucks in general are popular, the 1500 was hampered by poor fuel economy, high owner costs, and low predicted reliability. Interestingly, though JD Power lauded the 1500's design and overall quality, the group still gave the truck just 2 out of 5 stars.

clip_image010

Tags: , ,

Auto Insurance

15 Tips For Saving Money On Your Next Car Rental

by Dan Seitz May 17, 2012 08:51 AM

clip_image002

We all have to rent a car at some point, and it costs a little bit of money. But there's no reason it has to cost a lot of money, even as the rental agencies try to rack up the bill. Here are 15 tips that can lower your rental costs.

1) Check your insurance. For example, your current auto insurance policy may cover you behind the wheel of any car, not just the one you own.

2) Research your credit cards. Some cards offer free insurance if you use them to rent a vehicle. Check your terms and conditions closely to see where the insurance applies.

3) Make them top off the tank before you rent. There's no reason for them to rent you a car that can barely get off the lot before you have to fill the tank. Only request this if there's no fee involved, of course.

4) Return it with a full tank. That way, they can't hit you with expensive refueling fees.

5) Always be suspicious of a low, low rate. Call the rental agency and ask for a full price quote, including taxes and fees.

6) Avoid airports. Most airport rental agencies charge an "airport fee."

7) As a rule, you won't need the insurance offered to you: between your credit card and auto insurance policy for your own car, you'll be covered in the vast majority of situations.

8) Reserve a compact. Either you'll save on gas, as they have better mileage, or, when you get on the lot, they'll have no compacts...meaning you’ll get a free upgrade to a mid-size or bigger car, at the compact rate.

9) Check the weekly rates. If you need a car for most of the week, for example, and the weekly rate drops the overall cost by a substantial margin, consider picking the car up a little early, and returning it a little late.

10) Be way with websites like Priceline. They can have good deals, but may also have rates that are the same or even higher than just going to the rental agency directly.

11) Check for deals. Memberships in certain organizations like AAA, holding certain credit cards, or being an employee of certain corporations may entitle you to discounts, free upgrades, or similar perks.

12) Look into dropping off at a different location. For example, say you go to a city by air and rent a car in the city itself. See if you can drop your rental off at the airport, saving you some cab fare.

13) Avoid peak times. For example, if you were renting a car on a weekend in Florida, you'd pay more than renting the same car a few days earlier.

14) Rent outside the city. For example, if you have to go to Chicago, you could fly to Milwaukee and rent a car there for much less money; then drive to Chicago.

15) Check mileage requirements and see if you can get a lower rate in exchange for driving less. For example, if your meeting or other obligation is only a few miles from the hotel, see if you can get a lower daily miles limit in exchange for a lower rate.

Image Credit: http://www.jaunted.com/files/admin/rental_car.jpg

Tags: , ,

Auto Insurance



Original material is licensed under a Creative Commons License permitting non-commercial sharing with attribution.
Powered by BlogEngine.NET 1.5.0.7

About the Blog

There are many bad drivers out there on the road.  Play It Safe with helpful tips, articles, videos, and of course, examples of what not to do. Brought to you by SafeAuto Insurance Company.

Calendar

<<  May 2012  >>
MoTuWeThFrSaSu
30123456
78910111213
14151617181920
21222324252627
28293031123
45678910

View posts in large calendar