SafeAuto FAQ

You've got questions and SafeAuto has the answers!

Frequently Asked Questions

Customer Service

A policy can be purchased online when you visit our main page at www.safeauto.com or you can give us a call 1-800-SAFEAUTO (723-3288) to speak with one of our licensed agents. We offer coverage for several products to meet your insurance needs!

You can contact us by

Phone
We are available 24/7 at 1-800-SAFEAUTO (723-3288).

Email
Customer Service: customerservice@safeauto.com
Claims: claims@safeauto.com

Chat
If you have an existing SafeAuto policy, download our mobile app to chat with us today!

Discounts vary and may not be available in all states. Call our agents at 1-800-SAFEAUTO (1-800-723-3288) to apply these discounts to your policy. Here are the most common discounts that are available*:

  • Multi-policy
  • Multi-car
  • Paid In Full
  • Continuous Proof of Prior Insurance
  • Homeowner
  • Over 55 Discount
  • Good Student
  • Defensive Driver

*Proof may be required to receive discount.

We do not have a safe driving program, but we do offer a defensive driver discount in some states. To find out if this is available in your state and the discount requirements, please call us at 1-800-723-3288.

There are different factors that are used to calculate your insurance cost such as, but limited to, date of birth, driving history, marital status, garaging address, the year, make and model of your vehicle, coverages you choose and credit score.

Proof of insurance is available immediately after the policy is purchased.

Coverages

The type of coverage you need is dependent on your specific situation and state. SafeAuto will ensure that you receive the minimum coverage limits as mandated by the state in which you reside, which will always include Bodily Injury Liability and Property Damage Liability. These coverages can protect you in a lawsuit arising from an accident in which you are being held responsible. You can learn more about state minimum coverages here.

Full Coverage at SafeAuto includes liability, comprehensive, collision and can include extra coverages for towing services, rental car coverage, additional medical expenses and rental car coverage. Learn more about coverages and what they mean here.

A deductible is the amount you have to pay out of pocket before insurance pays for any expenses. For example, if you are in a car accident and have a $1,000 deductible, insurance may pay for any expenses, minus your deductible.

An SR-22 is a document that validates you carry the minimum liability coverage required by your state, which is issued by your insurance company. It is usually a court-ordered document. To learn more, visit our SR-22 page.

SafeAuto partners with other carriers to help you find the protections you need. Check out some of our partners below today.
Or speak with a SafeAuto agent for help making a decision.

Call 1-800-SAFEAUTO

Billing

Online

Payment Options: Check | Credit Card | Debit Card

Phone

1-800-SAFEAUTO (1-800-723-3288)

Automated System: Check | Credit Card | Debit Card

Live Customer Service Professional: Check | Credit Card | Debit Card

Mail

Payment Options: Check | Money Order | Cashier's Check | Credit Card | Debit Card

We Also Accept
  • MoneyGram
  • Western Union
  • Ace Cash Express

Please Note: We do not accept American Express, nor can we take your payment out of a savings account.

Mailing times vary, however once your payment is received it will be applied to your policy based on the postmark on the envelope.

  • Payments with a legible postmark on or before the due date are effective at 12:01 A.M. on the due date.
  • Payments with a legible postmark after the due date are effective at 12:01 A.M. on the date shown on the payment envelope.
  • Payments with an illegible postmark or no postmark are effective at 12:01 A.M five mail days before the received date.

If a payment is made past the cancellation date and time, a reinstatement fee can be added to your policy, and you may incur a lapse in coverage. The reinstatement fee is non-refundable and not part of the premium. This information can be found on page 2 of your auto insurance application and varies by state.

You will have a lapse in coverage and will need to reinstate your policy or purchase a new one depending on when your policy cancelled.

If you request to cancel your policy before your 6-month term is over, you may be subject to a cancellation fee or short-rate penalty fee. Keep in mind we offer several competitive insurance options to meet your needs. Give us a call to hear more about these options, we’re available 24 hours a day, 7 days a week at 1-800-SAFEAUTO (1-800-723-3288) and follow the prompts to speak with one of our representatives.

Your payment date is based on the date your policy began and unfortunately cannot be adjusted on your current policy. However, we may be able to offer other options. Please call us 24 hours a day, 7 days a week at 1-800-SAFEAUTO (1-800-723-3288) and follow the prompts to speak with one of our representatives. We will be more than happy to discuss.

There can be different factors on why your policy could increase after the policy was started, which can vary from discounts being removed due to not to receiving required proof by the deadline, missing signature documents causing a coverage upgrade and/or information received on consumer reports such as motor vehicle, claims history and related reports.

We have a paperless option for policy documents, but your bill will still be mailed.

Policy Information

In the SafeAuto app, there is a link to view your ID card. You can also request your Proof of Insurance to be e-mailed to you right away by visiting the Manage Policy page or calling us 24/7 at 1-800-SAFEAUTO (1-800-723-3288).

As an agency we offer several competitive insurance options to meet your needs, please call us at 1-800-SAFEAUTO (1-800-723-3288) and we can further assist. For your convenience, SafeAuto is open 24 hours a day, 7 days a week.

You can update your personal or policy information by logging into your online account or the mobile app and select ‘Make changes.’

Online Policy Management

You have the option of signing in with your email address, Google account, Apple account, or Facebook account. You will need your policy number to log into your account.

In your online Policy Management portal, you can pay your bill, review and update your policy details, review and upload policy documents, and sign up for automatic payments.

Mobile App

The SafeAuto app is available for download on Google Play for Android and App Store for iOS.

You have the option of signing in with your email address, Google account, Apple account or Facebook account. You can also sign in using fingerprint or facial recognition.

With the SafeAuto app you’re able to pay your bill, review and update your policy details, view your ID cards, and chat with a customer service representative at any time. You can also view your policy status, review policy documents and your payment history. RSA and Claim reference details are also available.

Claims

There are several ways to file a claim. You can call 1-800-SAFEAUTO (1-800-723-3288) and follow the prompts the reach the Claims department, or your claim can be filed online Report a Claim from the Claims & Policy dropdown menu.

If you are unable to contact your assigned adjuster by phone or email, you can also email claims@safeauto.com or ask to speak to your adjuster's supervisor.

If you reside in AL, CO, GA, LA, MD, OH, SC, or TN. please call 1-800-308-8959 and select option 2. For all other states please, call 1-800-SAFEAUTO (1-800-723-3288).

Our Partners

Renters

Renters Insurance

Dairyland

Motorcycle Insurance

Hippo

Homeowners Insurance

Forever

Service Plans

Coverwallet

Business Insurance

Augeo

Health Insurance

More Questions? Call 1-800-SAFEAUTO (1-800-723-3288) or e-mail our Customer Service Department at customerservice@safeauto.com