If you’re wondering ‘what is comprehensive coverage?’, you’re not alone. Comprehensive insurance covers damage that happens to your car caused by events that are out of your control. Situations such as theft, vandalism, damage, fire, animals, or weather-related damage fall under this type of coverage. When these situations occur, comprehensive auto insurance pays to repair or replace a covered vehicle.
Comprehensive insurance coverage (often referred to as "comp coverage") is an optional coverage and like collision coverage, covers your vehicle. The main difference is that comprehensive insurance covers the things you have little to no control over. Comprehensive insurance is meant to supplement your state-required, liability insurance and is often purchased alongside collision coverage.
Comprehensive auto insurance is an optional, add-on coverage to help keep you covered on the road ahead. One of the main factors you should consider when deciphering if comprehensive coverage is right for you depends on if you have purchased your vehicle or if you are leasing your vehicle. Reason being, although comprehensive car insurance is not mandated by the state, many lenders and leaseholders require this type of coverage to protect their interest in the vehicle. Additionally, it’s important to consider the age of your car. If it is relatively new and the cost to repair or replace unforeseen damage that could occur is more than you can afford, auto comprehensive coverage is there to help you.
At SafeAuto, we understand that shopping for car insurance can be stressful and pricey. As the leading car insurance provider of state minimum coverage, we want to provide you with comprehensive auto insurance that fits your budget in as little as 3 minutes or less so that you can get back to joining the road ahead.
All coverages listed above are subject to various conditions, limitations, and exclusions, all of which are described fully in the car insurance policy. It is essential to read through your policy to learn how the above coverage types applies to you, and what you can do to maximize the benefit you receive. SafeAuto is available 24/7 to help you customize your auto comprehensive coverage at a price you can afford. Now, that’s insurance for the rest of us.
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