Limited medical plans, also referred to as hospital indemnity plans, are a type of supplemental coverage that helps cover the out-of-pocket expenses such as copays and coinsurance. With many major medical plans you are stuck with paying at least a percentage of the cost even after you meet your deductible. These expenses can easily add up into the thousands of dollars. The limited medical plans purchased with the help of Augeo's benefits counselors can help ease the financial burden. Based on the plan you select you will receive a fixed cash benefits to pay for the costs incurred by the treatment of illness or injury.

Find Out If A Hospital Indemnity Plan Is Right For You

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Hospital Indemnity plans DO NOT meet the standards of “defined minimum essential coverage” under the Affordable Care Act. With a few exceptions, all U.S. citizens will be required to purchase “minimum essential coverage” or face paying a government fine in 2016. To determine the steps needed to purchase defined minimum essential coverage, please call to speak with one of our licensed benefits counselors.