A Great Option For Those In Need of Temporary Health Coverage
Short term health insurance is a flexible option for individuals and families who need temporary coverage. Plans can range anywhere from 1 to 11 months. The coverage provided from a short term health insurance plan is meant to help bridge the gap for those without coverage until they are able to enroll in a long-term, major medical plan. A short term plan can often be dropped at any time without a penalty.
- A person between jobs
- A young adult no longer covered under a parent's insurance plan
- An early retiree
- Waiting for other coverage to begin
- Missed open enrollment for major medical insurance
Short-Term Medical plans DO NOT meet the standards of “defined minimum essential coverage” under the Affordable Care Act. With a few exceptions, all U.S. citizens will be required to purchase “minimum essential coverage” or face paying a government fine in 2016. To determine the steps needed to purchase defined minimum essential coverage, please call to speak with a licensed benefits counselor at Augeo.
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