PLAYING IT SAFE BY KEEPING IT REAL
At SafeAuto, we understand that shopping for car insurance can be stressful and pricey. That’s why we try to make the process of getting car insurance as easy as possible. When it comes to getting insurance for a car, there are many options and SafeAuto can help you find the coverage that's right for you at a price that fits your budget. It all starts with a fast, three minute car insurance quote to get you back to enjoying the road ahead with the coverage that’s right for you.
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WHAT KIND OF CAR INSURANCE DO I NEED?
It’s not always easy choosing the right car insurance to meet your needs and we want to help you make the right choice.
Every driver has their own unique insurance needs which is why we offer a wide variety of coverage options to fit those needs. A policy with SafeAuto is more than just car insurance. In fact, no matter what your needs are, drivers can sign up for a month or forever.
Whether you’re a first time driver or more seasoned, everyone needs liability insurance to keep them legal on the road. For more than 20 years, we have been providing drivers from all walks of life with affordable car insurance to help our customers get the coverage they need.
If you’re having trouble making your decision, feel free to contact our customer support team and a friendly SafeAuto representative will help you get the right coverage for your needs so you can get back to enjoying the road ahead.
WHAT IS THE DIFFERENCE BETWEEN COLLISION AND COMPREHENSIVE CAR INSURANCE?
With all the different terms used to describe insurance, it can be tricky to know how you are covered. Collision car insurance and comprehensive car insurance are like two sides of the same coin. Each protects you in a different way.
Collision Car Insurance helps cover the cost of repairs if your vehicle is involved in a collision. In the event that you are involved in an accident, your collision coverage picks up the tab after you meet your deductible (you choose your desired deductible during SafeAuto’s quote process). The lower the deductible, the less you pay out-of-pocket if you are involved in a collision. While collision insurance may not be mandated by your state, many lenders and leaseholders require this coverage to protect their interest in the vehicle.
Comprehensive Insurance covers “everything else”. This includes a collision with an animal, natural disasters (i.e. floods, tornadoes, hail), theft/vandalism, and fire. Like collision insurance, comprehensive insurance may not be required by your state. However, if you are leasing your vehicle or purchased it using a loan, lenders and leaseholders may require comprehensive coverage to protect their interest in the vehicle just like collision coverage.
When do you need an SR-22?
SR-22 Insurance or an SR-22, is a certification provided by your insurance company that proves you are carrying the minimum liability coverage required by your state. If you have been involved in an accident and did not have the minimum required car insurance, most state DMVs will require you to hold an SR-22. The SR-22 certification can be required for a DUI if you have multiple traffic violations.
SafeAuto makes it easy for you to request an SR-22 during the quote process so you can focus on getting back to the open road.
How much insurance coverage does my state require?
The first step to getting car insurance is knowing what your state requires and every state sets their own requirements for minimum car insurance coverage. Since some requirements differ significantly state-to-state, it is important to know what kind of car insurance you need. We make it easy with our State Requirements Page. Pick your state and you’ll find exactly what you need to know to make your decision.