Seek Uncharted Waters with Boat Insurance

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This boat rate and coverage are provided and serviced by affiliated and third party insurers.

Simplified Boat Insurance

With so many options available, choosing the right boat or personal watercraft can be tricky—that’s why Progressive makes finding the right coverage easy. With more than 35 years in the boat insurance industry, we know what you need, what you don’t, and the best way to keep you safe whether you’re on a river, lake, or coast.

What We Cover

Boat Coverage Options

Progressive provides coverage for a variety of situations while you’re out on the water. If you’re involved in an accident, body injury and property damage liability coverage can help pay for costs associated with any damages and injuries you and your boat cause to someone else. Comprehensive and collision coverage protects your personal watercraft from unforeseen circumstances involving theft and peril, as well as accidents involving other boaters, buoys, and docks.

Every Progressive boat insurance policy includes liability, along with fuel spillage and wreckage removal. More specialty coverage is also available in the event of a mechanical breakdown with Propulsion Plus®, whereas Slide & Glide® towing assistance will give you an extra peace of mind in case your boat breaks down while you’re out on the water.

Boat Insurance Cost

How much does boat insurance cost?

There are many factors that decide the cost of Ohio boat insurance, including your age, the make, model, and year of the boat, your boating experience and claims history.

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Boat Insurance Theft

Will boat insurance cover theft?

Basic liability coverage does not cover theft, but comprehensive coverage can help in the event of theft, vandalism, or other unforeseen peril.



Have other questions or want to learn more?

Progressive’s Boat 101