Questions about Augeo Benefits and Major Medical Insurance
When do I need to enroll?
Open enrollment for health insurance runs from November 1, 2016, through January 31, 2017. Enroll by December 15 for coverage to be in place January 1. If you miss the January 31 deadline, you will not be eligible to enroll in a health insurance plan for 2017 without qualifying for a special enrollment period.
What if I missed my employer's open enrollment period?
If you missed enrolling in a plan during your employer's open enrollment period, you can still find many great plans through Augeo Benefits.
What if I don't buy a health insurance plan?
You could face tax penalties if you do not carry health insurance that at least meets the requirements set by the Affordable Care Act. If affordability is a concern, an Augeo Benefits counselor can help you find out if you qualify for financial assistance, which might mean free or greatly reduced monthly insurance costs.
What if I'm not a SafeAuto policyholder?
You don't need to be a SafeAuto policyholder to enjoy the benefits of purchasing your health coverage through Augeo.
What if I'm just shopping around?
You might find an even better deal than the plans available through your employer. Although, you may not be eligible for tax credits.
How Do I Save Money With Augeo Benefits?
In most cases, benefit counselors find policies that are less expensive than your current premiums. In some cases, they will package multiple products together to "build" you a customized plan and save you money. If you are eligible for a government subsidy (1/1/14), our counselors will assist you as a “navigator” to enroll in a plan which the government will help pay for each month.
How Can Augeo Benefits Help Me If I Live In HI, RI, VT Or WA?
Although these states require individuals to apply either directly with mandated carriers for major medical coverage or via a paper application, Augeo Benefits can still assist as well as offer other valuable products including life insurance, dental/vision, accident/short term disability insurance and medical/Rx discount coverage.