What is homeowners insurance?
Your house is so much more than your largest investment, it’s your home. Homeowners insurance can help you protect your home’s structure, your belongings inside, and certainliability suits that may be brought against you. No home is the same so your homeowners policy shouldn’t be either.
Hippo believes homeowners deserve better and more modern home insurance, which is why they work with exclusive top-rated partners to ensure you are protected. Hippo can help you save up to 25% on premiums by automating the process and modernizing your coverage.* If a disaster should strike, you will be met with the most reliable, caring, and swift response possible from humans, not robots, who care a lot. And if that's not enough, getting a quote from Hippo is fast. Really fast. Most customers get a quote in 60 seconds or less! A few more steps and your policy can be purchased.
Your out-of-pocket costs
Your deductible, as it is stated in your policy, is the amount you will owe if your home is damaged and you file a claim. For example, if your deductible is $500 and lightning strikes your house, causing $10,000 in damage, you will pay your $500 deductible before your insurance company pays the remaining $9,500
*Estimated premium savings based on state rate comparisons of Hippo's prices as compared to average industry prices.