Find the Right Homeowners Insurance for Your Needs
Hippo insurance provides smart home coverage for modern lifestyles, insuring the items you care about for up to 25% less than competitors. From your house to your personal property, Hippo provides 4x more coverage on electronics, expanded appliance coverage, and even service line protection. Commonly covered belongings are:
There are limits per item with this type of protection that is calculated as a percentage of your total personal property coverage. If you have particularly expensive items, these may not be completely covered by your insurance unless you specifically add them to your policy (which usually comes with a fee). For example, if you have $150,000 in personal property coverage and the limit for any single item is 10%, you are covered up to $15,000 per item. If your $20,000 painting is destroyed, you would only receive a payment of $15,000, minus your deductible. If you have an expensive item, call your insurance company to add that item to your policy in a process called scheduling an item or adding a rider.