Get Your Homeowners Insurance Quote

Find out how much you can save:

Learn More

This homeowners rate and coverage are provided and serviced by affiliated and third-party insurers.

SafeAuto Homeowners Insurance from HIPPO

Save up to 25% on your homeowners insurance

Home sweet home. It’s where your heart is, and the place you store all your most valuable assets. In fact, your house is so much more than your largest investment, it’s the place you build your life in. So, how can you protect the things you love in the place you call home? That’s where homeowner’s insurance comes in.

Home insurance is meant to protect you from the things that can damage your home and your personal property. You can protect the things that make your house / a home to you and your family.

Hippo believes in providing affordable home insurance, which is why they work with exclusive top-rated partners, like SafeAuto, to ensure you and your home are protected. Hippo can help you save up to 25 percent on home insurance premiums by automating the applicating process and modernizing your coverage.

Hippo prides themselves in providing smart coverage for modern possessions in today’s world. You only pay to cover what you own.

If a disaster should strike, Hippo is there to help you with reliable, caring and responsible personnel. If you’re looking to get cheap home insurance today, home insurance quotes from Hippo take less than 60 seconds and you can have your home protected with a policy in under 4 minutes.

When it comes to your to-do list, cover home insurance with a free homeowner insurance quote, and get home insurance from Hippo today!

Estimated premium savings based on state rate comparisons of HIPPO’S process as compared to average industry prices.

Find the right home insurance for the stuff that makes your house a home.

Hippo cheap home insurance provides smart home insurance for modern lifestyles, ensuring the times you care the most about are covered for up to 25 percent less than competitors. From your house to your personal property, Hippo provides 4 times more coverage on your electronics, expanded application coverage, and even service line protection.

Commonly covered belongings are:

Appliances

Furniture

Electronics

Decor

Tools

Toys/Games

There are limits per item with this type of protection that is calculated as a percentage of your total personal property coverage. If you have particularly expensive items, these may not be completely covered by your insurance unless you specifically add them to your policy (which usually comes with a fee). For example, if you have $150,000 in personal property coverage and the limit for any single item is 10%, you are covered up to $15,000 per item. If your $20,000 painting is destroyed, you would only receive a payment of $15,000, minus your deductible. If you have an expensive item, call your insurance company to add that item to your policy in a process called scheduling an item or adding a rider.

What is covered by homeowners insurance?

Though it varies state to state, there are standard coverages that most states offer:

A house and yard

Your House and Property

Your house: Dwelling coverage may include anything that is attached to your house, such as a garage, chimney, roof, cabinets, flooring, etc. Besides your house other structures that may be covered by your policy include those not attached to your house, such as detached garages, sheds, fences, driveways, etc.

a checkbook

Temporary Living Expenses

If your home is uninhabitable due to a covered loss, loss of use coverage may pay for a hotel/rent expenses as well as food while you are displaced.

Gavel and paperwork

Lawsuits

Personal liability coverage may cover you in the event someone is injured on your property by you or if you or your family members on your policy damage another’s property. If you are sued, this coverage may pay for a lawyer and court fees. An example would be if a guest to your home trips on a rug because it was not properly secured and breaks his leg, personal liability coverage could pay for his injury.

Man in a cast

Injuries on Your Property

This coverage may pay medical expenses and workers comp (in select states) in the event someone is injured on your property.

Please Note

This website provides a simplified description of coverage. Nothing stated herein creates a contract. The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. We encourage you to speak to your insurance representative. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails.