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Your personal belongings are part of you, and we understand that. You’ve worked hard for the things that help define you, and it’s important to safeguard them from damage due to unexpected events outside your control. Protect the things that matter to you most with a renters insurance policy from SafeAuto, fulfilled by MSI.

While you are renting a residence for a short-term or a long-term lease–renters insurance protects the personal belongings that you love when the unexpected happens.

Do I need a renters insurance policy?

Renters insurance is for anyone who is renting a residence, such as an apartment or a home. Even if your landlord or apartment complex does not require you to carry renter’s insurance, it is the type of coverage that will protect your personal belongings if the unexpected happens.

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Why renters insurance?

Because the things that make your house a home matter too.

What does a renters insurance policy cover?

A renters insurance policy protects your personal possessions within your living space. In the event that something accidentally causes harm to your personal items, a renters insurance policy is there to help.

As most landlords and apartment complexes only carry insurance coverage that protects the actual living space, they are not generally liable for covering any damage incurred by a resident’s personal belongings.

By having renters insurance, you can have peace of mind that your items are covered–no matter what.

Renters insurance covers:

Car accident collision

Personal Possessions

Your personal belongings are part of you, and we understand that. Under a renters insurance policy, your clothes, furniture, and electronics will be covered and replaced up to the limits of your policy. Depending on the level of coverage that you purchase, your policy may provide actual cash value protection. Cash value protection typically covers your personal belongings at the current market value (a depreciated cash value), or it may reimburse you for the item at current retail prices, if the replacement of the items is deemed necessary.

Man in a leg cast

Personal Liability And Medical Expenses

A rental insurance policy may provide coverage for bodily injury or property damage caused by resident negligence. In addition, personal liability may also pay for any cost associated with any damage done to someone else’s property. Lastly, if a guest of yours is injured while at your residence, a rental insurance policy may also provide medical payments to this individual.

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Temporary Living Expenses.

If a residence becomes uninhabitable or is under repair due to a covered loss, temporary living expenses can add up for renters. When a renter is required to obtain temporary living accommodations until all repairs have been made in their living space, a renters insurance policy may cover the out of pocket expenses associated with it.

How much is renters insurance?

Depending on your state, residence type, location, and type of coverage you select, renters insurance varies in cost. With renters insurance, you customize your policy to fit within your means. Get a renters insurance quote with us today online or call 1-844-494-8111.