RENTERS INSURANCE FROM SAFEAUTO

Are there additional coverages?

Jewelry and watches are covered in a standard policy, but you can additional coverage with increased property limits. You can add additional coverages to your policy such as pets, pools, water backup, bed bugs and identity fraud.

How much is renters insurance?

Depending on state, residence type, location, and coverage you want, renters insurance varies in cost. An average policy from SafeAuto costs only $9.03 a month! You decide your deductibles to keep your belongings covered.

Do I need renters insurance?

Some landlords and apartment complexes require you to have a renters insurance policy, but if not, carrying coverage is something to seriously consider. A landlord is responsible for the building you live in, but they are not responsible for your personal belongings. If you don’t have renters insurance and there is a fire in your apartment building, it is up to you to replace all damaged items out-of-pocket.

My landlord is requiring me to get renters insurance. What coverages should I get?

Check with your landlord, but most require $100,000 personal liability coverage. The other coverages can vary based on the value of all your possessions. On average, most policies covered with SafeAuto choose the $10,000 coverage for personal possessions.

Will renters insurance cover me if there’s a flood?

Renters insurance does not cover floods, but it does cover fire, smoke damage, or windstorms. You can add water backup coverage in case a pipe breaks, for example. This is particularly useful if you live rent a home or live in an apartment basement.

I have a Pet. Can I still be covered?

Yes. You can be covered with a SafeAuto policy regardless of your pets.* Pet damage coverage can be added to your policy.

*There are exceptions in the state of Florida.