Phoenix Auto Insurance Requirements

Phoenix, Arizona is the capital of Arizona and the most populous state capital in the United States. As one of the largest cities in the country, it is evident that there is plenty of driving taking place in the Valley of the Sun. 

SafeAuto wants to help Arizona drivers obtain the lowest Phoenix auto insurance rates, so that the next time you are driving on the Loop 101 or Loop 202 you’ll know you are staying “Legal for Less.” This will ensure that you are carrying the coverage that the Phoenix law requires. It is illegal to drive without auto insurance in Phoenix, Arizona.
If you are looking to obtain a new driver’s license in Arizona, the DMV in Phoenix has several convenient locations:   

Phoenix Car Insurance 

If you are in need of Phoenix car insurance, you can obtain a  car insurance quote or call a dedicated customer service representative at 1-800-SAFEAUTO 24/7. If you are a Phoenix driver and need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Arizona Auto Insurance page of SafeAuto’s website.

SafeAuto Insurance helps keep drivers “Legal For Less” by offering the minimum amount of liability car insurance coverage required to satisfy Arizona’s Financial Responsibility law, which is currently 15,000/30,000/10,000. This means that your Arizona auto insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:   

  • Fifteen thousand dollars ($15,000) because of bodily injury to or death of one (1) person in any one (1) accident
  • Thirty thousand dollars ($30,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the fifteen thousand dollar($15,000) per person limit
  • Ten thousand dollars ($10,000) because of injury to or destruction of property of others in an accident
SafeAuto is proud to insure Phoenix auto insurance drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at  


We offer affordable car insurance throughout the entire Grand Canyon State! If you are looking for more information about car insurance in the following Arizona cities, more material can be found below:

Link to Arizona Department of Transportation:

Link to other helpful sources for the Phoenix Car Insurance webpage:,_Arizona