If your home is in Little Rock, Fayetteville or anywhere in between, SafeAuto wants to help you find auto insurance. While SafeAuto does not currently offer coverage in Arkansas, we can help you find the affordable coverage you need.

Required Coverages

Arkansas’s Financial Responsibility law requires you to maintain liability limits of at least

  • $25,000 because of bodily injury to or death of one person in any one accident
  • $50,000 because of bodily injury to or death of two or more persons in any one accident, subject to the $25,000 per person limit
  • $25,000 because of injury to or destruction of property of others in an accident
Such coverage is often written as 25/50/25 or 25,000/50,000/25,000

Proof of Finanancial Responsibility & Penalties

Under Arkansas law, you are required to provide documentary proof of financial responsibility when registering your vehicle or at the request of law enforcement officials.

Car insurance companies are required to provide monthly notice to the Arkansas Revenue Division of the Department of Finance of all active policies.

If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, ranging from a minimum $250 fine for a first offense, up to a $1,000 fine and/or one (1) year in jail after a third violation.

In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.


Related Links:

Arkansas Office of Motor Vehicle

If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.