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California Car Insurance

If the place you call home is anywhere across the Golden state, you’re in luck! SafeAuto provides cheap auto insurance across the state of California that fits your life and budget while maintaining the coverage that meets California’s minimum requirements for an auto policy. Whether your home is in Sacramento, San Diego, or anywhere in between, SafeAuto has got you covered with an affordable car insurance policy with 24/7 access to our customer service team. Start your fast and free car insurance quote online today!

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Required minimum auto insurance coverages in California

Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision coverages do not meet vehicle financial responsibility requirements, but may be required by your lender or lessor if you are financing or leasing a vehicle. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. They are typically expressed as three amounts separated by slashes written as 15/30/5 or 15,000/30,000/5,000

California’s law requires you to maintain liability limits of at least: 

The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $15,000 per person limit.

The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

Proof of Financial Responsibility & Penalties

We offer state minimum California car insurance across the entire golden state! You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO to get affordable California auto insurance. If you are wondering how you can get state minimum California car insurance, our customer service is available 24/7 to assist you with your quote or answer any insurance questions you may have.

Under California law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.

Insurance companies in California are legally required to electronically report private passenger automobile insurance information to the Department of Motor Vehicles (DMV). This reporting allows the DMV to monitor insurance coverage and take appropriate action, including suspension of registration or driving privileges, if required coverage is not maintained. You may be requested to submit additional insurance information to DMV, such as:

  • A document or identification card from your insurance company
  • A DMV authorization letter, if you are a cash depositor or are self-insured
  • California Proof of Insurance Certificate (SR-22) form for broad coverage or owner's policy
  • Evidence that the vehicle is owned or leased by a public entity defined in California Government Code §811.2

Looking for cheap car insurance in California

SafeAuto offers affordable California auto insurance throughout the entire Golden state! If you are looking for more information across the state of California, more material can be found below. 


Related California Insurance Requirement Information:

California Department of Motor Vehicles
California Resident Notice
California Resident Request for Information

SafeAuto loves to save you money on your car insurance. That’s why SafeAuto is the Insurance for the Rest of Us. We’d be happy to have you be a part of the SafeAuto family while you’re enjoying the road ahead!  

If you have any further car insurance questions, please visit our FAQ page or contact the SafeAuto Customer Service Department at