California Auto Insurance
SafeAuto wants to help you find cheap auto insurance in your area. While SafeAuto does not currently offer direct coverage in California, we can still help you find the affordable coverage you need.
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REQUIRED COVERAGES IN CALIFORNIA
Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.
Our insurance follows California law requirements, which are to maintain liability limits* of the following:
$15,000 | Bodily Injury per Person
The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.
$30,000 | Bodily Injury per Accident
The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $15,000 per person limit.
$5,000 | Property Damage
The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.
*Liability limits are typically expressed as three amounts separated by slashes written as 15/30/5 or 15,000/30,000/5,000.
Proof of Financial Responsibility & Penalties
Under California law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.
Insurance companies in California are legally required to electronically report private passenger automobile insurance information to the Department of Motor Vehicles (DMV). This reporting allows the DMV to monitor insurance coverage and take appropriate action, including suspension of registration or driving privileges, if required coverage is not maintained. You may be requested to submit additional insurance information to DMV, such as:
- A document or identification card from your insurance company
- A DMV authorization letter, if you are a cash depositor or are self-insured
- California Proof of Insurance Certificate (SR-22) form for broad coverage or owner's policy
- Evidence that the vehicle is owned or leased by a public entity defined in California Government Code §811.2
Play It Safe with SafeAuto Insurance
Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at firstname.lastname@example.org. For common questions, please consult our FAQ page.