SafeAuto expanded its footprint to the West Coast in 2013, adding California to the growing list of states in which it provides coverage. SafeAuto launched its program in California through a partnership with SCJ Insurance Services, which has nearly 40 years of experience in the California auto insurance marketplace. SafeAuto’s policies in California are sold only through SCJ’s network of experienced brokers, establishing a new channel for the company to market its products.

Find a California broker: Contact SCJ Insurance!

SafeAuto can also provide a California car insurance quote online.  
California’s Financial Responsibility law requires you to maintain liability limits of at least: 

  • $15,000 for injury/death to one person.
  • $30,000 for injury/death to more than one person.
  • $5,000 for damage to property. 

Such coverage is often written as 15/30/5 or 15,000/30,000/5,000. Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision coverages do not meet vehicle financial responsibility requirements, but may be required by your lender or lessor if you are financing or leasing a vehicle. 
PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES

Under California law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.

Insurance companies in California are legally required to electronically report private passenger automobile insurance information to the Department of Motor Vehicles (DMV). This reporting allows the DMV to monitor insurance coverage and take appropriate action, including suspension of registration or driving privileges, if required coverage is not maintained. You may be requested to submit additional insurance information to DMV, such as: 

  • A document or identification card from your insurance company.
  • A DMV authorization letter, if you are a cash depositor or are self-insured.
  • California Proof of Insurance Certificate (SR-22) form for broad coverage or owner's policy.
  • Evidence that the vehicle is owned or leased by a public entity defined in California Government Code §811.2.

For more detailed information on California Financial Responsibility (Insurance) Requirements for Vehicle Registration in California, CLICK HERE.

SafeAuto Insurance is proud to have expanded its coverage into California. Whether you wish to find a California broker or get an online quote, SafeAuto can help you find the right car insurance for the right price.