Proof of Financial Responsibility & Penalties
Under Delaware law, you are required to provide documentary proof of financial responsibility when registering your vehicle or at the request of law enforcement officials.
Car insurance companies are required to notify the Delaware Division of Motor Vehicles whenever coverage terminates within the first six (6) months. The DMV randomly selects vehicle owners to provide proof of insurance, and failure to provide proof can result in immediate suspension of your vehicle registration and payment of a penalty.
If you are unable to produce proof of liability coverage when requested on the road, the penalties can be even harsher, with fines ranging from $1,500 to $4,000, and a license suspension of six months.
In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility
Delaware Division of Motor Vehicles
If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.