While SafeAuto® does not currently offer coverage in the District of Columbia, we can help you find the District of Columbia car insurance coverage you desire. 

If your home is in the Nation’s Capital, SafeAuto® wants to help you find auto coverage that can  meet your needs. A good starting point is understanding the minimum requirements for liability insurance in D.C.:

The District of Columbia’s Financial Responsibility law requires you to maintain liability limits of at least

  • $25,000 because of bodily injury to or death of one person in any one accident
  • $50,000 because of bodily injury to or death of two or more persons in any one accident, subject to the $25,000 per person limit
  • $10,000 because of injury to or destruction of property of others in an accident

Such coverage is often written as 25/50/10 or 25,000/50,000/10,000


Under D.C. law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.

If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including fines of $150 to $2.500 per vehicle.

In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.

So, while SafeAuto® does not currently offer coverage in America’s seat of government, we can help you find the affordable Washington DC car insurance you need.

Helpful content for the District of Columbia page was obtained from: