If your home is in Pensacola, Key West or anywhere in between, SafeAuto wants to help you find the cheapest auto insurance in Florida. While SafeAuto does not currently offer coverage directly in Florida, we can still help you find the affordable coverage you need. 

Required Coverages

Florida’s Financial Responsibility law requires you to maintain liability limits of at least

  • $10,000 for bodily injury to or death of one (1) person in any one (1) accident
  • $20,000 for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $10,000 per person limit
  • $10,000 for injury to or destruction of property of others in an accident
Such coverage is often written as 10/20/10 or 10,000/20,000/10,000

Proof of Financial Responsibility & Penalties

Under Florida law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.

If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including driver’s license and vehicle registration suspension.

In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.


Related Links:
Florida Highway Safety and Motor Vehicles

If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.