Cheap Car Insurance in Illinois

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Illinois Car Insurance

Whether you live in the Windy City or enjoy the more scenic farmland of Illinois, you need coverage to get to and from wherever you’re headed. For the savvy shopper looking for efficient and cheap auto insurance in Illinois, there’s SafeAuto.

It’s our pleasure to help drivers get back on the road with the right insurance to fit their needs. We think we’re pretty good at it now—we’ve been helping folks save their hard-earned dollars since 1993. And with our affordable car insurance, priced to fit anyone’s budget while meeting Illinois state requirements, you’ll be cruising in no time.

If you need cheap car insurance in Illinois, call SafeAuto, the insurance for the rest of us. No matter where you are in life, we can help you get covered with an affordable auto insurance policy and 24-hour access to our dedicated customer service team.

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Protect to your ride with Illinois car insurance from SafeAuto


Drive confidently with Illinois car insurance in Kentucky from SafeAuto



If you need insurance fast, call SafeAuto. We’re here to help you get car insurance in Illinois that adheres by your state’s required coverages. Our flexible plans and low down payments mean you can select the coverage to match your needs and a policy that is unique to you.

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.

Our insurance follows Illinois law requirements, which are to maintain liability limits* of at least:

Liability limits are typically expressed as three amounts separated by slashes written as 25/50/10 or 25,000/50,000/10,000.

  • $25,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $50,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.

  • $20,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.


Ready to get back on the road with SafeAuto’s auto insurance in Illinois? Make sure you understand Illinois driving laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Illinois, please explore our offerings under the insurance tab at

The penalty for failure to comply with Illinois's Financial Responsibility Requirements regarding insurance could lead to…

  • Minimum $500 fine for driving uninsured
  • Minimum $1,000 fine for driving a vehicle while the license plates are suspended for a previous insurance violation
  • First Offense: $100 reinstatement fee when current evidence of insurance is provided
  • Repeat Offenders: Required to serve a four (4) month suspension period, pay the $100 reinstatement fee and provide current evidence of insurance before being eligible for reinstatement


Proud To Be The Insurance For The Rest Of Us.

Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at For common questions, please consult our FAQ Page.