SafeAuto wants to help you get cheap Chicago car insurance rates, so that the next time you are driving in Chicagoland, you’ll know you are carrying the state minimum insurance coverage that Illinois law requires. Start your free insurance quote online today!

Required Coverages

Illinois Financial Responsibility law requires you to maintain liability limits of at least:

  • $25,000 because of bodily injury to or death of one (1) person in any one (1) accident
  • $50,000 because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit
  • $20,000 because of injury to or destruction of property of others in an accident
Such coverage is often written as 25/50/20 or 25,000/50,000/20,000

Looking For Cheap Chicago Car Insurance?

You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or to answer any insurance questions you may have.

If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Illinois auto insurance page.  

If you are looking to obtain a new driver’s license in Chicago, the DMV has several convenient locations in your area:   

Chicago Central
100 W. Randolph, Concourse level
Chicago, IL 60601

Chicago North
5401 N. Elston Ave.
Chicago, IL 60630

Chicago South

9901 S. Dr. Martin Luther King Jr. Dr.
Chicago, IL 60628

Chicago West
5301 W. Lexington St.
Chicago, IL 60644

Additional Chicago DMV locations can be found at

Illinois Regional Auto Insurance

SafeAuto offers cheap car insurance throughout the state of Illinois! If you are looking for more information about car insurance in a specific city in Illinois, additional material can be found below: 

Related Links:

Illinois Department of Insurance
Illinois Drivers Services Department

SafeAuto is proud to insure Chicago drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at