Cheap Car Insurance in Indiana

INDIANA CAR INSURANCE

If the place you call home is anywhere across the Hoosier State, you’re in luck! SafeAuto provides cheap auto insurance across the state of Indiana that you’re your life and budget while maintaining the coverage that meets Indiana’s minimum requirements for an auto policy.

As you travel the Hoosier State, make sure you are prepared for anything the universe can throw at you, from thunderstorms and hail to highway patrol…now’s a good time to make sure you’re insured. If you need car insurance in Indiana, get SafeAuto.

When it comes to cheap auto insurance in Indiana, SafeAuto has your back. Yes, cheap, hassle-free state minimum car insurance can be yours.

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Required Minimum Auto Insurance Coverages In Indiana

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. *They are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000*

Indiana law requires you to maintain liability limits of at least:

  • $25,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $50,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.

  • $25,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES

Ready to start coverage of your car with auto insurance in Indiana? Make sure you understand your state laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Indiana, please explore our offerings under the insurance tab at SafeAuto.com

Penalty for Failure to Comply with Indiana's Financial Responsibility Requirements:

Failure to maintain proper insurance could lead to the suspension of your driver's license for at least ninety (90) days - one (1) year for repeat violators within a three (3) year period. To obtain a reinstatement of your license, you may have to pay a reinstatement fee of $150, $225, or $300 depending on whether it is a first, second, third or subsequent offense, and provide current proof of insurance signed by an agent or representative of the insurance company.

Certificate of Financial Responsibility (SR-22):

An SR-22 is a certificate of insurance or Financial Responsibility issued by your insurance company to the Indiana Bureau of Motor Vehicles (BMV) providing proof that you purchased liability insurance.

When a motorist's operator license is suspended upon conviction of a major offense, that driver must submit proof of insurance to the BMV before being reinstated. This filing provides that the driver has an auto liability policy in effect that cannot be canceled without prior notice.

If you are required to maintain a certificate of Financial Responsibility, your insurance company is required to provide the BMV with at least ten (10) days advance notice before termination. SafeAuto will only issue an Indiana SR-22 to Indiana residents.

Certificate of Compliance (SR-21):

An SR-21 or a Certificate of Compliance is a form that must be filed by your auto liability insurance agent after an accident or following a traffic violation. Filing this form certifies you met the Financial Responsibility requirements at the time of the accident or violation. The most common proof of Financial Responsibility is your automobile liability insurance policy. This form is required by the Indiana Bureau of Motor Vehicles.

LOOKING FOR GEORGIA AUTO INSURANCE?

You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or answer any insurance questions you may have.

SafeAuto offers affordable Indiana car insurance throughout the entire Hoosier state! If you are looking for more car insurance information in a specific city across the state of Indiana, more material can be found below.

Related Indiana Insurance Requirement Information:

Indiana Bureau of Motor Vehicles

Proud To Be The Insurance For The Rest Of Us.

Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.