Bloomington, IN Auto Insurance
You’ve found sanctuary in Bloomington, Indiana, among the quiet hills and forests and the friendly midwestern faces of friends. Here, you have found a home that is warm, inviting, and alive with activity if you are only willing to hop in the car and go.
And if you need cheap auto insurance in Bloomington, Indiana—or anywhere in Monroe county—call SafeAuto. For decades, we’ve helped customers save their hard-earned cash by offering state minimum car insurance so they can spend more on life’s adventures.
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Play It Safe With SafeAuto Insurance
REQUIRED COVERAGES IN INDIANA
Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. *They are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000*
Indiana law requires you to maintain liability limits of at least:
$25,000 | Bodily Injury per Person
The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.
$50,000 | Bodily Injury per Accident
The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.
$25,000 | Property Damage
The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.
PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES
Ready to start coverage of your car with auto insurance in Indiana? Make sure you understand your state laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Indiana, please explore our offerings under the insurance tab at SafeAuto.com
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Penalty for Failure to Comply with Indiana's Financial Responsibility Requirements
Failure to maintain proper insurance could lead to the suspension of your driver's license for at least ninety (90) days - one (1) year for repeat violators within a three (3) year period. To obtain a reinstatement of your license, you may have to pay a reinstatement fee of $150, $225, or $300 depending on whether it is a first, second, third or subsequent offense, and provide current proof of insurance signed by an agent or representative of the insurance company.
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Certificate of Financial Responsibility (SR-22)
An SR-22 is a certificate of insurance or Financial Responsibility issued by your insurance company to the Indiana Bureau of Motor Vehicles (BMV) providing proof that you purchased liability insurance.
When a motorist's operator license is suspended upon conviction of a major offense, that driver must submit proof of insurance to the BMV before being reinstated. This filing provides that the driver has an auto liability policy in effect that cannot be canceled without prior notice.
If you are required to maintain a certificate of Financial Responsibility, your insurance company is required to provide the BMV with at least ten (10) days advance notice before termination. SafeAuto will only issue an Indiana SR-22 to Indiana residents.
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Certificate of Compliance (SR-21)
An SR-21 or a Certificate of Compliance is a form that must be filed by your auto liability insurance agent after an accident or following a traffic violation. Filing this form certifies you met the Financial Responsibility requirements at the time of the accident or violation. The most common proof of Financial Responsibility is your automobile liability insurance policy. This form is required by the Indiana Bureau of Motor Vehicles.
Indiana Regional Auto Insurance
SafeAuto offers affordable Indiana car insurance throughout the entire Hoosier state! If you are looking for more car insurance information in a specific city across the state of Indiana, more material can be found below.
- Indianapolis, IN Auto Insurance
- Fort Wayne, IN Auto Insurance
- Evansville, IN Auto Insurance
- South Bend, IN Auto Insurance
RELATED LINKS
Indiana Bureau of Motor VehiclesPlay It Safe with SafeAuto Insurance
Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.