Indianapolis Auto Insurance Requirements

The Circle City is home to the Colts, Pacers, Indiana World War Memorial Plaza and Indianapolis Motor Speedway. With the apt nickname of  “Crossroads of America,” it’s clear that there is plenty of driving taking place in the capital city of Indiana.   

SafeAuto wants to help you get the lowest possible auto insurance rates, so that the next time you are driving on I-65 or I-70, you’ll know you are staying “Legal for Less.” This will ensure that you are carrying the coverage that Indiana law requires. It is illegal to drive without auto insurance in Indiana.
If you are looking to obtain a new driver’s license in Indianapolis, the BMV is located at the following location:
Indianapolis BMV Office Address: 
5155 S. Meridian St.  Indianapolis, IN 46217. 
If you are an Indianapolis driver looking for auto insurance, you can obtain a free car insurance quote online or call a dedicated customer service representative at 1-800-SAFEAUTO 24/7. If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Indiana auto insurance page of SafeAuto’s website.

SafeAuto Insurance helps keep drivers “Legal For Less” by offering the minimum amount of liability car insurance coverage required to satisfy Indiana’s Financial Responsibility law, which is currently 25,000/50,000/10,000. This means that your Indianapolis auto insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:  
  • Twenty-five thousand dollars ($25,000) because of bodily injury to or death of one (1) person in any one (1) accident
  • Fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the twenty-five thousand dollar ($25,000) per person limit
  • Ten thousand dollars ($10,000) because of injury to or destruction of property of others in an accident


We offer affordable car insurance throughout the entire Hoosier State! If you are looking for more information about car insurance in another Indiana city, more material can be found below:

SafeAuto is proud to insure Indianapolis auto insurance drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at  

Link to Indiana Bureau of Motor Vehicles: