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Kansas Auto Insurance

All across Kansas, SafeAuto provides affordable car insurance that fits your life and your budget while maintaining the coverage that meets Kansas's minimum requirements for an auto policy. No matter where you live in the Wheat state, SafeAuto's got you covered.

  • Get your insurance quote

    GET YOUR QUOTE TODAY

  • Join the safeauto family

    JOIN THE SAFEAUTO FAMILY

  • Enjoy the road ahead

    ENJOY THE ROAD AHEAD!

REQUIRED COVERAGES IN KANSAS

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.

Our insurance follows Kansas law requirements, which are to maintain liability limits* of at least:

$25,000 | Bodily Injury Liability Coverage (Per Person)

The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident. If you are at-fault in an accident this coverage may help pay for the other driver's medical expenses.

$50,000 | Bodily Injury per Accident

The second number is the maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit. If you are at-fault in an accident this coverage may help pay for the other driver's, or their passenger's, medical expenses.

$25,000 | Property Damage

The third number is the maximum amount that your policy will pay for injury to or destruction of property of others in an accident. If you are at-fault in an accident this coverage may help pay for damages to the other driver's vehicle.

*Liability limits are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000.

Proof of Financial Responsibility & Penalties

What Are the Penalties for Not Having Legal Minimum Car Insurance in Kansas?

Failure to produce evidence of Financial Responsibility at the request of a law enforcement officer investigating an accident or during a traffic stop can result in monetary penalties as follows:

What is a Certificate of Financial Responsibility (SR-22)?

An SR-22 is a certification of future proof of Financial Responsibility issued by your insurance company to the Division of Motor Vehicles providing proof that you purchased liability insurance. The following circumstances may require a person to have an SR-22:

SafeAuto will only issue a Kansas SR-22 to Kansas residents.

LOOKING FOR KANSAS AUTO INSURANCE?

You can get a fast and free car insurance quote online or by calling a SafeAuto customer service representative at 1-800-SAFEAUTO (1-800-723-3288). Our customer service team is ready to assist you with your quote or answer any insurance questions you have. 

SafeAuto offers affordable car insurance throughout the entire Wheat state. If you are looking for more car insurance information for a specific city in Kansas, more material can be found below.

RELATED LINKS

Kansas Division of Vehicles

Play It Safe with SafeAuto Insurance

Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.