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If the place you call home is anywhere across the Wheat state, you’re in luck! SafeAuto provides cheap auto insurance in Kansas that fits your life and budget while maintaining the coverage that meets Kansas’ minimum requirements for an auto policy. Whether you reside in one of Kansas’ small towns or one of Kansas’ largest cities, SafeAuto has got you covered with an affordable car insurance policy with 24/7 access to our customer service team. Start your fast and free car insurance quote online, and join the SafeAuto family today!
Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. *They are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000*
Kansas’ Financial Responsibility law requires you to maintain liability limits of at least:
The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.
The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.
The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.
Failure to produce evidence of Financial Responsibility at the request of a law enforcement officer investigating an accident or during a traffic stop can result in monetary penalties as follows:
Failure to maintain proper insurance could lead to the suspension of your driver's license for at least ninety (90) days - one (1) year for repeat violators within a three (3) year period. To obtain a reinstatement of your license, you may have to pay a reinstatement fee of $150, $225, or $300 depending on whether it is a first, second, third or subsequent offense, and provide current proof of insurance signed by an agent or representative of the insurance company.
An SR-22 is a certification of future proof of Financial Responsibility issued by your insurance company to the Division of Motor Vehicles providing proof that you purchased liability insurance. The following circumstances may require a person to have an SR-22:
SafeAuto will only issue a Kansas SR-22 to Kansas residents.
SafeAuto offers affordable Kansas auto insurance throughout the entire Wheat state! If you are looking for more information across the state of Kansas, more material can be found below.
Kansas Division of Motor Vehicles
SafeAuto loves to save you money on your car insurance. That’s why SafeAuto is the Insurance for the Rest of Us. We’d be happy to have you be a part of the SafeAuto family while you’re enjoying the road ahead!
If you have any further car insurance questions, please visit our FAQ page or contact the SafeAuto Customer Service Department at CustomerService@safeauto.com.