Kansas Auto Insurance

Penalty for Failure to Comply with Kansas Financial Responsibility Requirements:

• Any person violating any provision of this section shall be guilty of a class B misdemeanor and shall be subject to a fine of not less than $300 nor more than $1,000 or confinement in the county jail for a term of not more than six months, or both such fine and confinement. [K.S.A. 40-3104(g)(1)]
• Any person convicted of violating any provision of this section within three years of any such prior conviction shall be guilty of a class A misdemeanor and shall be subject to a fine of not less than $800 nor more than $2,500. K.S.A. 40-3104 [K.S.A. 40-3104(g)(1)]
• In addition, may be subject to license suspension or revocation of vehicle registration [K.S.A. 40-3104(h)]

Certificate of Financial Responsibility (SR-22):

An SR-22 is a certification of future proof of Financial Responsibility issued by your insurance company to the Division of Motor Vehicles providing proof that you purchased liability insurance. The following circumstances may require a person to have an SR-22:

• Failure to provide proof of insurance during a traffic stop, unless proof of insurance is provided to the department within the time prescribed by KSA 40-3118(e)
• Conviction of any violation listed under the Habitual Violator Statute (KSA 8-285)
• Any license suspension resulting from noncompliance with the requirements to maintain evidence of insurance
• Failure to provide evidence of financial security as a result of an automobile accident as required

SafeAuto will only issue a Kansas SR-22 to Kansas residents.

Related Links:

Kansas Division of Motor Vehicles