FIND HOW MUCH YOU CAN SAVE ON KENTUCKY AUTO INSURANCE

Find out how much you can save:

Continue a Saved Quote

Kentucky Auto Insurance

From Hopkinsville to Paintsville and every town in between, SafeAuto provides affordable car insurance all across Kentucky that fits your life and your budget while maintaining the coverage that meets Kentucky's minimum requirements for an auto policy.

  • Get your insurance quote

    GET YOUR QUOTE TODAY

  • Join the safeauto family

    JOIN THE SAFEAUTO FAMILY

  • Enjoy the road ahead

    ENJOY THE ROAD AHEAD!

REQUIRED COVERAGES IN KENTUCKY

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. (Typically limits are expressed as three amounts separated by slashes.)            

Our insurance follows Kentucky law requirements, which are to maintain liability limits* of the following:

$25,000 | Bodily Injury Liability Coverage (Per Person)

The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident. If you are at-fault in an accident this coverage may help you pay for the other driver's medical expenses.

$50,000 | Bodily Injury Liability Coverage (Per Accident)

The second number is the maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit. If you are at-fault in an accident this coverage may help pay for the other driver's, or their passenger's, medical expenses

$10,000 | Property Damage Coverage

The third number is the maximum amount that your policy will pay for injury to or destruction of property of others in an accident. If you are at-fault in an accident this coverage may help pay for damages to the other driver's vehicle. 

*Liability limits are typically expressed as three amounts separated by slashes written as 25/50/10 or 25,000/50,000/10,000.

WHAT ARE THE PENALTIES FOR NOT HAVING LEGAL MINIMUM CAR INSURANCE IN KENTUCKY?

 Failure to maintain proper insurance could lead to the loss of your vehicle plates and suspension of your driver's license. If a law enforcement officer stops you, you may face a fine of $500-$1,000, be sentenced to ninety (90) days in jail, or both.

LOOKING FOR KENTUCKY AUTO INSURANCE?

You can get a fast and free car insurance quote online or by calling a SafeAuto customer service representative at 1-800-SAFEAUTO (1-800-723-3288). Our customer service team is ready to assist you with your quote or answer any insurance questions you have.

SafeAuto offers cheap car insurance throughout the entire Bluegrass state! If you are looking for more information on a specific city across the state of Kentucky, more material can be found below.

RELATED LINKS

Drive KY

Play It Safe with SafeAuto Insurance

Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.