SafeAuto wants to help you get the lowest possible auto insurance rates. Being familiar with your state's financial responsibility requirements is an easy way to start.
Kentucky's Financial Responsibility law requires you to maintain liability limits of at least:
Under Kentucky law, you must provide proof of Financial Responsibility in the following circumstances:
- At the request of a law enforcement officer at the time of an accident or traffic stop
- When registering a vehicle
To ensure drivers continue to meet the Financial Responsibility requirements, Kentucky also requires insurers to electronically report all of their active policies on a monthly basis.
Penalty for Failure to Comply with Kentucky's Financial Responsibility Requirements:
Failure to maintain proper insurance could lead to the loss of your vehicle plates and suspension of your driver's license. If a law enforcement officer stops you, you may face a fine of $500-$1000, be sentenced to ninety (90) days in jail, or both.
Kentucky Division of Driver Licensing
Kentucky Regional Auto Insurance
Kentucky is the 26th most populous state in the United States. We offer affordable car insurance throughout the entire Bluegrass State! If you are looking for more information about car insurance in the following Kentucky cities, more material can be found below:
If you have any further auto insurance questions please visit the FAQ page
or contact the SafeAuto Customer Service Department