Owensboro, Kentucky Auto Insurance Requirements

Owensboro is the fourth largest city in the state of Kentucky located in Daviess County on U.S. Route 60. Located right near the freeway, there is plenty of driving taking place in Owensboro, Kentucky.

SafeAuto wants to help Kentucky drivers obtain the lowest Owensboro auto insurance rates, so that the next time you are driving in the BBQ Capital of the World, you’ll know you are staying “Legal for Less.” This will ensure that you are carrying the coverage that the Kentucky law requires. It is illegal to drive without auto insurance in Owensboro, Kentucky.
If you are looking to obtain a new driver’s license in Kentucky, the DMV in Owensboro has several convenient locations:  

Owensboro Car Insurance 

If you are in need of Owensboro car insurance, you can obtain a car insurance quote or call a dedicated customer service representative at 1-800-SAFEAUTO 24/7. If you are a Owensboro, Kentucky driver and need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Kentucky auto insurance page of SafeAuto’s website.

SafeAuto Insurance helps keep drivers “Legal For Less” in the Blue Grass State by offering the minimum amount of liability car insurance coverage required to satisfy Kentucky’s Financial Responsibility law, which is currently 25,000/50,000/10,000. This means that your Kentucky auto insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:   

  • Twenty-five thousand dollars ($25,000) because of bodily injury to or death of one (1) person in any one (1) accident
  • Fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the twenty-five thousand dollar($25,000) per person limit
  • Ten thousand dollars ($10,000) because of injury to or destruction of property of others in an accident


We offer affordable car insurance throughout the entire Bluegrass State! If you are looking for more information about car insurance in another Kentucky city, more material can be found below:

SafeAuto is proud to insure Kentucky auto insurance drivers. If you have any further Owensboro auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.  

Link to Kentucky Department of Motor Vehicles:

Link to other helpful sources for the Owensboro Car Insurance webpage: