If your home is in Portland, Bar Harbor or anywhere in between, SafeAuto wants to help you find the cheapest car insurance in your area. While SafeAuto does not currently offer direct coverage in Maine, we can still help you get a cheap quote on the insurance coverage you need.
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Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. They are typically expressed as three amounts separated by slashes written as 50/100/25 or 50,000/100,000/25,000
Maine's Financial Responsibility law requires you to maintain liability limits of at least:
The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.
The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $50,000 per person limit.
The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.
UnderMaine law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or after a police report relating to an accident is filed.
If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including suspension of your driver’s license and/or vehicle registration.