Maine Auto Insurance

Sorry, your browser does not support inline SVG.

Required Coverages

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. They are typically expressed as three amounts separated by slashes written as 50/100/25 or 50,000/100,000/25,000

Maine's Financial Responsibility law requires you to maintain liability limits of at least:

The first number is the maximum amount that your policy will pay for bodily injury to or death of one person in any one accident

The maximum amount that your policy will pay for bodily injury to or death of two or more persons in any one accident, subject to the $50,000 per person limit.

The maximum amount that your policy will pay for damage to or destruction of property of others in an accident.

Proof of Financial Responsibility & Penalties

UnderMaine law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or after a police report relating to an accident is filed.

If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including suspension of your driver’s license and/or vehicle registration.

Related Links:

Maine Bureau of Motor Vehicles

If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com