If your home is in Boston, Martha’s Vineyard or anywhere in between, SafeAuto wants to help you find the cheapest auto insurance in your area. While SafeAuto does not currently offer coverage directly in Massachusetts, we can still help you find the affordable coverage you need. 

Required Coverages

Massachusett’s Financial Responsibility law requires you to maintain liability limits of at least

  • $20,000 because of bodily injury to or death of one person in any one accident
  • $40,000 because of bodily injury to or death of two or more persons in any one accident, subject to the $20,000 per person limit
  • $5,000 because of injury to or destruction of property of others in an accident
Such coverage is often written as 20/40/5 or 20,000/40,000/5,000

Proof of Financial Responsibility & Penalties

Under Massachusetts law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.

Car insurance companies are required to notify the Massachusetts Registrar of Motor Vehicles whenever the insured fails to maintain an insurance policy. The Registrar will then advise law enforcement authorities, and your vehicle registration and license plates can then be seized.

If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, with fines ranging from $500 to $5,000 and/or imprisonment of up to one year.


Related Links:

Massachusetts Registry of Motor Vehicles

If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.