If your home is in Detroit, Topinabee or anywhere in between, SafeAuto wants to help you find the cheapest auto insurance in your area. While SafeAuto does not currently offer direct coverage in Michigan, we can still help you find the affordable coverage you need to meet state minimum coverage requirements.
Michigan’s Financial Responsibility law requires you to maintain liability limits of at least:
Proof of Financial Responsibility & Penalties
Under Michigan law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.
If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including fines of up to $500 and imprisonment for up to one year.
In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.
Michigan Secretary of State
If you have any further auto insurance questions please visit the FAQ page
or contact the SafeAuto Customer Service Department