If your home is in Nashua, Berlin or anywhere in between, SafeAuto wants to help you find the cheapest auto insurance in your area. While SafeAuto does not currently offer direct coverage in New Hampshire, we can still help you get a cheap quote on the insurance coverage you need.

Required Coverages

New Hampshire’s Financial Responsibility law requires you to maintain liability limits of at least

  • $25,000 because of bodily injury to or death of one person in any one accident
  • $50,000 because of bodily injury to or death of two or more persons in any one accident, subject to the $25,000 per person limit
  • $25,000 because of injury to or destruction of property of others in an accident

Such coverage is often written as 25/50/25 or 25,000/50,000/25,000

Proof of Financial Responsibility & Penalties

Under New Hampshire law, you are not required to carry automobile insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire’s Motor Vehicle Financial Responsibility Requirements in the event your actions cause an accident while operating a motor vehicle, otherwise known as an “at-fault” accident.

If you have been involved in an “at-fault" accident, received a citation for driving while intoxicated, or vehicular homicide or assault, or have had two or more convictions for driving recklessly or at excessive speed, and are unable to provide sufficient funds to meet New Hampshire’s minimum requirements, your driving privileges and vehicle registration may be suspended, and you may be required to surrender your vehicle’s license plates. 

In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.


Related Links:

New Hampshire Division of Motor Vehicles

If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.