Proof of Financial Responsibility & Penalties
Under New Jersey law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials. In addition, insurers must report policy terminations to the DMV.
If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including driver’s license suspension for up to two years, fines ranging from $300 to $5,000 and possible imprisonment for 14 to 30 days.
In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.
New Jersey Motor Vehicle Commission
If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.