If your home is in Las Cruces, Santa Fe or anywhere in between, SafeAuto wants to help you find the cheapest auto insurance in your area. While SafeAuto does not currently offer direct coverage in New Mexico, we can still help you get a cheap quote on the insurance coverage you need.
New Mexico’s Financial Responsibility law requires you to maintain liability limits of at least:
Proof of Financial Responsibility & Penalties
Under New Mexico law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials. Additionally, insurers are required to report policy terminations to the Department on a monthly basis.
If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including suspension of your vehicle registration suspension and fines of up to $300.
In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.
New Mexico Motor Vehicle Division
If you have any further auto insurance questions please visit the FAQ page
or contact the SafeAuto Customer Service Department