While SafeAuto® does not currently offer coverage in North Dakota, we can help you find the North Dakota car insurance coverage you desire.  

If your home is in Fargo, Minot or anywhere in between, SafeAuto® wants to help you obtain North Dakota auto coverage that can meet your needs. A good starting point is understanding the minimum requirements for liability car insurance insurance in North Dakota:

North Dakota’s Financial Responsibility law requires you to maintain liability limits of at least

  • $25,000 because of bodily injury to or death of one person in any one accident
  • $50,000 because of bodily injury to or death of two or more persons in any one accident, subject to the $25,000 per person limit
  • $25,000 because of injury to or destruction of property of others in an accident

Such coverage is often written as 25/50/25 or 25,000/50,000/25,000


Under North Dakota law, you are required to provide documentary proof of Financial Responsibility when registering your vehicle or at the request of law enforcement officials.

If you are unable to produce proof of liability coverage when requested, the penalties can be harsh, including suspension of your vehicle registration and fines ranging from $150 to $300 or more.

In addition to statutory penalties, if you cannot show proof of financial responsibility, fail to pay a judgment entered against you for damages resulting from an automobile accident, or need to reinstate your license after conviction for certain types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.

So, while SafeAuto® does not currently offer coverage in the Sioux State, we can help you find the affordable North Dakota auto insurance you need.