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Ohio Auto Insurance

SafeAuto provides cheap car insurance across the state of Ohio that fits your life and budget while maintaining the coverage that meets Ohio’s minimum requirements for an auto policy.

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Protect to your ride with Ohio auto insurance from SafeAuto


Drive confidently with Cheap car insurance in Ohio from SafeAuto



Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.

Our insurance follows Ohio law requirements, which are to maintain liability limits of the following:

  • Bodily Injury Liability Coverage

    $25,000 per person / $50,000 per accident

    If you are at fault in an accident this coverage will help pay for the other driver’s medical expenses.

  • Property Damage Coverage

    $25,000 per accident

    If you are at fault in an accident this coverage will help pay for the other driver’s vehicle damages.

What are the penalties for not having legal minimum car insurance?

Penalties include:

  • Loss of driving privileges for a minimum of ninety (90) days and up to two (2) years.
  • License plates and vehicle registration suspension.
  • Reinstatement fee:
    • First Violation: $75
    • Second Violation: $250
    • Third and Subsequent Violation: $500
  • Vehicle immobilization and confiscation of plates for thirty (30) to sixty (60) days for violating Financial Responsibility suspension
  • Third and subsequent offenses could result in loss of vehicle and a five (5) year suspension of vehicle registrations. Driving and registration privileges cannot be restored until all requirements of the suspension have been met.

Looking for Ohio Auto Insurance

You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or answer any insurance questions you may have.

SafeAuto offers affordable car insurance throughout the entire Buckeye state! If you are looking for more information about car insurance in a specific Ohio city, more material can be found below: