Cincinnati Auto Insurance Requirements

Home of the Bengals and the Reds, Cincinnati is a great city with plenty to do but to get around you’ll need high quality, affordable auto insurance. SafeAuto wants to help you get the lowest possible auto insurance rates, so that the next time you are driving on I-275 or I-75, you’ll know you are staying “Legal for Less” and carrying the coverage Ohio law requires. It is illegal to drive without auto insurance in Ohio. 

If you want to obtain a new driver’s license in Cincinnati, there are numerous DMV locations around the area (addresses below):

Cincinnati DMV Office Addresses:    

  • License Agency #10 – BMV 
    7900 Reading Road Suite 3 Cincinnati, OH 45237

  • License Agency #2 – BMV
    7900 Reading Road Cincinnati, OH 45237

  • License Agency #4 – BMV
    3372 Red Bank Road Cincinnati, OH 45202

  • Title Bureau
    1001 Main St. Cincinnati, OH 45202

  • License Agency #1 – BMV
    138 E. Court St. Cincinnati, OH 45202

If you are a Cincinnati driver looking for car insurance, you can obtain a free auto insurance quote online or call a dedicated customer service representative at 1-800-SAFEAUTO, 24/7. If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about penalties for non-compliance, more information can be found on SafeAuto’s website.

SafeAuto Insurance helps keep drivers “Legal For Less” by offering the minimum amount of liability insurance coverage required to satisfy Ohio’s Financial Responsibility law, which is currently 25,000/50,000/25,000. This means that your Cincinnati auto insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:   

  • Twenty-five thousand dollars ($25,000) because of bodily injury to or death of one (1) person in any one (1) accident
  • Fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in any one(1) accident, subject to the twenty-five thousand dollar ($25,000) per person limit
  • Twenty-five thousand dollars ($25,000) because of injury to or destruction of property of others in an accident


We offer affordable car insurance throughout the entire Buckeye state!  If you are looking for more information about car insurance in the following Ohio cities, more material can be found below:

SafeAuto is proud to insure Cincinnati auto insurance drivers. SafeAuto is headquartered in the Buckeye state and The Queen City has certainly played a major part of the company’s history.

Link to Ohio Bureau of Motor Vehicles: