OKLAHOMA AUTO INSURANCE
If the place you call home is anywhere across the Sooner state, you’re in luck! SafeAuto provides cheap auto insurance in Oklahoma that fits your life and budget while maintaining the coverage that meets Oklahoma's minimum requirements for an auto policy. Whether you reside in one of Oklahoma's small towns or one of Oklahoma's largest cities, SafeAuto has got you covered with an affordable car insurance policy. Start your fast and free car insurance quote online, and join the SafeAuto family today!
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REQUIRED COVERAGES IN OKLAHOMA
Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.
Oklahoma’s law requires you to maintain liability limits* of at least:
$25,000 | Bodily Injury per Person
The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.
$50,000 | Bodily Injury per Accident
The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.
$25,000 | Property Damage
The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.
*Liability limits are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000.
PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES
Under Oklahoma law, you must provide documentary proof of Financial Responsibility in the following circumstances:
- At the request of a law enforcement officer at the time of an accident or traffic stop
- When registering a vehicle or renewing registration
- When obtaining a driver's license
To ensure drivers continue to meet the Financial Responsibility requirements, Oklahoma requires insurance companies to notify the Department of Public Safety if the person's insurance is canceled within 180 days from the beginning date of a new policy. The Department of Public Safety will then contact the person or the owner of the canceled policy for proof of insurance at your address on file giving thirty (30) days to contact the Department of Public Safety and verify that you have valid insurance coverage.
All insurers writing automobile liability coverage in Oklahoma are required to report to the Department of Public Safety whether a vehicle is in compliance with Oklahoma's compulsory liability insurance law via an online insurance verification system.
Penalty for Failure to Comply with Oklahoma's Financial Responsibility Requirements:
Failure to maintain proper insurance could lead to the suspension of your license and vehicle registration. You may face a fine of up to $350, thirty (30) days in jail, or both.
Affidavit of Non-Use:
You may file an Affidavit of Non-Use, available from the Oklahoma Tax Commission, for a vehicle that will not be used on public roads for a period of time, in lieu of maintaining insurance on the vehicle.
Oklahoma Regional Auto Insurance
SafeAuto offers affordable Oklahoma auto insurance throughout the entire Sooner state! If you are looking for more information across the state of Oklahoma, more material can be found below.
- Broken Arrow Auto Insurance
- Edmond Auto Insurance
- Norman Auto Insurance
- Oklahoma City Auto Insurance
- Tulsa Auto Insurance
Play It Safe with SafeAuto Insurance
Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at email@example.com. For common questions, please consult our FAQ page.