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From Pittsburgh to Philly and every small town in between, if you live in the Keystone State, you can get cheap auto insurance in Pennsylvania from SafeAuto. Since 1993, we’ve helped drivers achieve virtue, liberty, and independence on the road with affordable car insurance, priced to fit anyone’s budget while meeting PA’s state requirements.

If you need cheap car insurance in Pennsylvania, call SafeAuto, the insurance for the rest of us. No matter where you are in life, we can help you get covered with an affordable car insurance policy and 24-hour access to our dedicated customer service team.

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If you need insurance fast, call SafeAuto. We’re here to help you get car insurance in Pennsylvania that adheres by your state’s required coverages. Our flexible plans and low down payments mean you can select the coverage to match your needs and a policy that is unique to you.

Our insurance follows Pennsylvania law requirements, which are to maintain liability limits* of at least:

  • $15,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $30,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $30,000 per person limit.

  • $5,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

  • $5,000 | First Party Medical

    The maximum amount that your policy will pay for first party medical bills that result from an accident, regardless of fault.


Ready to get back on the road with SafeAuto’s auto insurance in Pennsylvania? Make sure you understand your state laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Pennsylvania, please explore our offerings under the insurance tab at

The penalty for failure to comply with Pennsylvania's Financial Responsibility Requirements regarding insurance could lead to…

  • A minimum of $300 fine for driving uninsured
  • A three (3) month suspension of your vehicle registration
  • A three (3) month suspension of your driver's license
  • $50 restoration fee to reinstate your vehicle registration
  • $50 restoration fee to reinstate your driver's license
  • A vehicle may not be driven by anyone while the registration is suspended

Avoiding Suspension:

A suspension may be avoided by the return of the registration plate, sticker and card to PennDOT at the time the insurance policy is canceled or Financial Responsibility lapses. Registration Plates, stickers and cards must be received by the Department no more than thirty (30) days after insurance was canceled. Registration plates, stickers and cards received by the Department after thirty (30) days will result in a three (3) month registration suspension.


You can get a free car insurance or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or answer any insurance questions you may have.

SafeAuto offers affordable Pennsylvania car insurance throughout the entire Keystone state! If you are looking for more car insurance information in a specific city across the state of Pennsylvania, more material can be found below.

Proud To Be The Insurance For The Rest Of Us.

Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at For common questions, please consult our FAQ page.