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Philadelphia, PA Auto Insurance

Living in Philly means every day is an adventure waiting to unfold, especially for the history buff. By car, you can travel to the first library, hospital, and a whole host of National Historic Landmarks and still make it home in time for dinner. All you need is cheap auto insurance in Philadelphia, Pennsylvania to cover you while you drive to your next destination. All you need is SafeAuto.

Since 1993, we’ve been helping good folks start affordable car insurance policies so they can save and spend their hard-earned money on the things they really care about. With SafeAuto, the insurance for the rest of us, you’ll discover car insurance in Philadelphia, PA that fits state requirements and your budget.

  • Spend less on car insurance

    Spend less on car insurance

  • Take a class at the University of Pennsylvania

    Take a class at the University of Pennsylvania

  • Play It Safe With SafeAuto Insurance

    Play It Safe With SafeAuto Insurance


If you need insurance fast, call SafeAuto. We’re here to help you get car insurance in Pennsylvania that adheres by your state’s required coverages. Our flexible plans and low down payments mean you can select the coverage to match your needs and a policy that is unique to you.

Our insurance follows Pennsylvania law requirements, which are to maintain liability limits* of the following:

$15,000 | Bodily Injury per Person

The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

$30,000 | Bodily Injury per Accident

The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $30,000 per person limit.

$5,000 | Property Damage

The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

$5,000 | First Party Medical

The maximum amount that your policy will pay for first party medical bills that result from an accident, regardless of fault.


Ready to get back on the road with SafeAuto’s auto insurance in Pennsylvania? Make sure you understand your state laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Pennsylvania, please explore our offerings under the insurance tab at

The penalty for failure to comply with Pennsylvania's Financial Responsibility Requirements regarding insurance could lead to…

Avoiding Suspension:

A suspension may be avoided by the return of the registration plate, sticker and card to PennDOT at the time the insurance policy is canceled or Financial Responsibility lapses. Registration Plates, stickers and cards must be received by the Department no more than thirty (30) days after insurance was canceled. Registration plates, stickers and cards received by the Department after thirty (30) days will result in a three (3) month registration suspension.

Pennsylvania Regional Auto Insurance

We offer affordable car insurance throughout the entire Keystone State! If you are looking for car insurance in Pennsylvania outside of Philadelphia, more helpful information can be found below:


Pennsylvania Department of Transportation

Play It Safe with SafeAuto Insurance

Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at For common questions, please consult our FAQ page.