Cheap Car Insurance in South Carolina

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There are three things you love indisputably: good barbeque, a cool ocean breeze, and saving money. Protect your ride with cheap auto insurance in South Carolina from SafeAuto—you’ll save money on your car insurance. Money you can spend on anything you want.

Since 1993, we’ve provided to coverage to every driver, regardless of their driving record or credit, that meets state requirements. If you’re looking for the best cheap car insurance in South Carolina, call SafeAuto, the insurance for the rest of us.

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Protect to your ride with South Carolina car insurance from SafeAuto


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Required Minimum Auto Insurance Coverages In South Carolina

If you need affordable insurance and you need it fast, SafeAuto is here for you. For car insurance in South Carolina, we offer flexible plans and low down payments. Select coverage to match your needs and a policy that is unique to you.

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.

  • Liability limits are typically expressed as three amounts separated by slashes written as 25/50/10 or 25,000/50,000/10,000.

Our insurance follows South Carolina law requirements, which are to maintain liability limits* of at least:

  • $25,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $50,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.

  • $25,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

Proof of Financial Responsibility & Penalties

Ready to get back on the road with SafeAuto’s auto insurance in South Carolina? Make sure you understand your state driving laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in South Carolina, please explore our offerings under the insurance tab at

The penalty for failure to comply with South Carolina's Financial Responsibility Requirements:

Failure to maintain proper insurance could lead to the loss of your vehicle plates and suspension of your driver's license. If a law enforcement officer stops you, you may face fines or even jail time.


Proud to be the Insurance for the Rest of Us.

Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at For common questions, please consult our FAQ page.