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Does your car insurance make you sing the blues? If you live among the Smoky Mountains of Tennessee, you need coverage as you travel those foggy winding roads. For the money conscious driver looking for efficient and cheap auto insurance in Tennessee, there’s SafeAuto.

Since 1993, we’ve been helping drivers like you get back on the road with the right insurance to fit their needs. And with our affordable car insurance, priced to fit anyone’s budget, you’ll be cruising in no time.

If you need cheap car insurance in Tennessee, call SafeAuto, the insurance for the rest of us. No matter where you are in life, we can help you get covered with an affordable auto insurance policy and 24-hour access to our dedicated customer service team.

Required Coverages In Tennessee

If you need insurance fast, call SafeAuto. We’re here to help you get car insurance in Tennessee that adheres by your state’s required coverages. Our flexible plans and low down payments mean you can select the coverage to match your needs and a policy that is unique to you.

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims

Our insurance follows Tennessee law requirements, which are to maintain liability limits* of at least:

  • $25,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $50,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.

  • $15,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

Proof of Financial Responsibility & Penalties

Ready to get back on the road with SafeAuto’s auto insurance in Tennessee? Make sure you understand Tennessee driving laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Tennessee, please explore our offerings under the insurance tab at

The penalty for failure to comply with Tennessee's Financial Responsibility Requirements regarding insurance could lead to suspension of your driver’s license and a $100 fine.

Car Insurance in Tennessee by City


Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at For common questions, please consult our FAQ page.