SafeAuto wants to help you get the best Memphis car insurance rates so the next time you are driving in Bluff City, you’ll know you are carrying the car insurance coverage that Tennessee law requires. We offer cheap auto insurance rates that meet Tennessee's state minimum requirements. Get a free car insurance quote online today!

Required Coverages

Tennessee's Financial Responsibility law requires you to maintain liability limits of at least:

  • $25,000 because of bodily injury to or death of one (1) person in any one (1) accident
  • $50,000 because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit
  • $15,000 because of injury to or destruction of property of others in an accident
Such coverage is often written as 25/50/15 or 25,000/50,000/15,000

Looking For Cheap Car Insurance in Memphis?

You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or to answer any insurance questions you may have. 

If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Tennessee auto insurance page.  

If you are looking to obtain a new driver’s license in Memphis, the Tennessee Department of Driver Services has several convenient locations in your area:

Memphis/Summer Avenue Driver Services Center
6340 Summer Ave.
Memphis, TN 38134

Memphis/East Shelby Dr. Driver Services & Reinstatement Center

3200 East Shelby Dr.
Memphis, TN 38118

Additional Tennessee Driver Services Center locations can be found on the TN Department of Safety & Homeland Security website.

Tennessee Regional Car Insurance

SafeAuto offers affordable car insurance throughout the entire state of Tennessee! For more information about car insurance in another city in Tennessee, more material can be found below:

Nashville Car Insurance Information
Knoxville Car Insurance Information
Chattanooga Car Insurance Information
Clarksville Car Insurance Information


SafeAuto is proud to insure Memphis drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at CSD@safeauto.com.