Memphis, TN Auto Insurance

SafeAuto wants to help you get the best Memphis, Tennessee car insurance rates so the next time you are driving in Bluff City, you’ll know you are carrying the car insurance coverage that Tennessee law requires. We offer cheap auto insurance rates that meet Tennessee's state minimum requirements. Get a free car insurance quote online today!

Required Coverages

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims. They are typically expressed as three amounts separated by slashes written as 25/50/15 or 25,000/50,000/15,000

Tennessee’s Financial Responsibility law requires you to maintain liability limits of at least

  • $25,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $50,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the 25,000 per person limit.

  • $15,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

Looking For Cheap Car Insurance In Memphis?

You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or to answer any insurance questions you may have.

If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Tennessee auto insurance page.

If you are looking to obtain a new driver’s license in Memphis, the Tennessee Department of Driver Services has several convenient locations in your area:

Memphis/Summer Avenue Driver Services Center 6340 Summer Ave. Memphis, TN 38134

Memphis/East Shelby Dr. Driver Services & Reinstatement Center 3200 East Shelby Dr. Memphis, TN 38118

Additional Tennessee Driver Services Center locations can be found on the TN Department of Safety & Homeland Security website.

Tennessee Regional Car Insurance

SafeAuto offers affordable car insurance throughout the entire state of Tennessee! For more information about car insurance in another city in Tennessee, more material can be found below:

Nashville Car Insurance Information
Knoxville Car Insurance Information
Chattanooga Car Insurance Information
Clarksville Car Insurance Information

SafeAuto is proud to insure Memphis drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at