Cheap Car Insurance in Texas

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They say everything is bigger in Texas—does that include fines for driving without insurance? Protect yourself and your ride with cheap auto insurance in Texas from SafeAuto. We’ll help you find the right insurance to match your needs, whether you’re a city dweller or call the Texas countryside home.

Since 1993, we’ve provided to coverage to every driver, regardless of their driving record or credit, that meets state requirements. If you’re looking for the best cheap car insurance in Texas so you don’t have to worry while you’re cruising, call SafeAuto, the insurance for the rest of us.

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Required Coverages In Texas

At SafeAuto, we’re proud of our ability to provide fast and flexible insurance. For car insurance in Texas, we offer flexible plans and low down payments. Select coverage to match your needs and a policy that is unique to you.

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.

  • Liability limits are typically expressed as three amounts separated by slashes written as 30/60/25 or 30,000/60,000/25,000.

Our insurance follows Texas law requirements, which are to maintain liability limits* of at least:

  • $30,000 | Bodily Injury per Person

    The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

  • $60,000 | Bodily Injury per Accident

    The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $30,000 per person limit.

  • $25,000 | Property Damage

    The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

Proof of Financial Responsibility & Penalties

Ready to get back on the road with SafeAuto’s auto insurance in Texas? Make sure you understand your state driving laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Texas, please explore our offerings under the insurance tab at SafeAuto.com.

The penalty for failure to comply with Texas's Financial Responsibility Requirements:

Failure to maintain proper insurance could lead to the loss of your vehicle plates and suspension of your driver's license. If a law enforcement officer stops you, you may face fines or even jail time.

CAR INSURANCE IN TEXAS BY CITY

Proud to be the Insurance for the Rest of Us.

Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.