SafeAuto can help you get cheap Houston car insurance rates, so that the next time you are driving in Space City, you’ll know you are carrying the state minimum insurance coverage that Texas law requires. Get your free insurance quote online today!

Required Coverages

Texas Financial Responsibility law requires you to maintain liability limits of at least:

  • $30,000 because of bodily injury to or death of one (1) person in any one (1) accident
  • $60,000 because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $30,000 per person limit
  • $25,000 because of injury to or destruction of property of others in an accident
Such coverage is often written as 30/60/25 or 30,000/60,000/25,000

Looking For Cheap Houston Car Insurance?

You can get a free car insurance quote online or by calling a dedicated SafeAuto customer service representative at 1-800-SAFEAUTO. Customer service is available 24/7 to assist you with your quote or to answer any insurance questions you may have. 

If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Texas auto insurance page.  

If you are looking to obtain a new driver’s license in Houston, the DMV has several convenient locations in your area:

Houston-North Mega Center
8418 Veterans Memorial Dr. Houston, TX 77088 

Houston-Gessner Mega Center

12220 South Gessner
Houston, TX 77071-2831

Rosenberg Mega Center (Houston Metro Area)
28000 SW Freeway, Ste. A
Rosenberg, TX 77471

Additional Houston license agency locations can be found on the Texas Department of Public Safety website

Texas Regional Auto Insurance

We offer affordable car insurance throughout the entire state of Texas! If you are looking for more information about car insurance in other Texas cities, more material can be found below:

SafeAuto is proud to insure Texas drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at