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Houston, TX Auto Insurance

Ah, yes. Living in Houston, Texas, would be a breeze—a metropolis packed with places to visit and things to do—but traffic will most certainly delay you as you travel the road with the other 77 percent of commuters. Protect yourself and your ride with cheap auto insurance in Houston, Texas from SafeAuto. We’ll help you find the right insurance to match your needs, whether you’re hitting the North Freeway or headed toward the gulf.

For decades, we’ve provided to coverage to every driver, regardless of their driving record or credit, that meets state requirements. If you’re looking for the best cheap car insurance in Houston, TX, call SafeAuto, the insurance for the rest of us.

  • Spend less on car insurance

    Spend less on car insurance

  • Upgrade your daily driver

    Upgrade your daily driver

  • Play It Safe With SafeAuto Insurance

    Play It Safe With SafeAuto Insurance


At SafeAuto, we’re proud of our ability to provide fast and flexible insurance. For car insurance in Texas, we offer flexible plans and low down payments. Select coverage to match your needs and a policy that is unique to you.

Liability insurance covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily injury and property damage claims.

  • Liability limits are typically expressed as three amounts separated by slashes written as 30/60/25 or 30,000/60,000/25,000.

Our insurance follows Texas law requirements, which are to maintain liability limits* of at least:

$30,000 | Bodily Injury per Person

The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

$60,000 | Bodily Injury per Accident

The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $30,000 per person limit.

$25,000 | Property Damage

The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.


Ready to get back on the road with SafeAuto’s auto insurance in Texas? Make sure you understand your state driving laws. If you need SR-22 insurance to demonstrate financial responsibility compliance, have questions about the penalties for non-compliance, or would like more information about other insurance products in addition to our car insurance in Texas, please explore our offerings under the insurance tab at SafeAuto.com.

The penalty for failure to comply with Texas's Financial Responsibility Requirements:

Failure to maintain proper insurance could lead to the loss of your vehicle plates and suspension of your driver's license. If a law enforcement officer stops you, you may face fines or even jail time.

Texas Regional Auto Insurance


Texas DMV

Play It Safe with SafeAuto Insurance

Have a question for us at SafeAuto? Need to start a policy? Just want to talk? Call us at 1-800-SAFEAUTO or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.