CHESAPEAKE, VA AUTO INSURANCE

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CHESAPEAKE, VA AUTO INSURANCE

There’s nothing quite like a sunny day in Chesapeake. With sea salt on the wind, wafting to your nose on the Virginia breeze, it’s a great place to take a drive just for the fun of it. Make sure you have the car insurance in Chesapeake, Virginia that you need to protect you as you travel State Route 168 with ease.

When it comes to cheap auto insurance in Chesapeake, VA, get SafeAuto, the right insurance for people who don’t have money to burn. Start a policy today and know you’re covered, whether you’re heading to the mountains or the beach. Our goal? Help you save money on car insurance so you can spend more on the things that matter to you.

  • Spend less on car insurance

    Spend less on car insurance

  • Upgrade your daily driver

    Upgrade your daily driver

  • Play It Safe With SafeAuto Insurance

    Play It Safe With SafeAuto Insurance

REQUIRED COVERAGES IN VIRGINIA

*Liability limits are typically expressed as three amounts separated by slashes written as 25/50/20 or 25,000/50,000/20,000.

Our insurance follows Virginia law requirements, which are to maintain liability limits* of at least:

$25,000 | Bodily Injury per Person

The first number is the maximum amount that your policy will pay for bodily injury to or death of one (1) person in any one (1) accident.

$50,000 | Bodily Injury per Accident

The maximum amount that your policy will pay for bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit.

$20,000 | Property Damage

The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.

PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES

Under Virginia law, you are required to provide documentation of Financial Responsibility at the request of a law enforcement officer at the time of an accident or traffic stop.

Penalty for Failure to Comply with Virginia's Financial Responsibility Requirements:

Every person applying for registration of a motor vehicle and declaring it to be an insured vehicle, faces stiff penalties if the motor vehicle is subsequently found to be uninsured. The Virginia DMV may suspend the driver's license and registration certificates and license plates issued to the owner of the motor vehicle. These items are suspended until the person pays a $500 statutory fee, furnishes and maintains proof of financial responsibility (form SR-22) for three years and pays a reinstatement fee, if applicable [Va. Code Ann. § 46.2-706].

Certificate of Financial Responsibility (SR-22) or (FR-44)

An SR-22 or an FR-44 is a certification of future proof of Financial Responsibility issued by your insurance company to the Department of Motor Vehicles (DMV) providing proof that you purchased liability insurance. The following circumstances may require a person to have an SR-22:

FR-44 certification is required for the following convictions

SafeAuto will only issue a Virginia SR-22 or FR-44 to Virginia residents. An FR-44 is available only to existing policy holders, and – like the SR-22 – must be issued immediately upon request. If an FR-44 is issued, appropriate follow-up underwriting action will be taken, consistent with Virginia law.

Virginia Regional Auto Insurance

SafeAuto offers affordable Virginia auto insurance throughout the entire Old Dominion state! If you are looking for more information across the state of Virginia, more material can be found below

RELATED LINKS

Virginia DMV

Play it Safe with SafeAuto Insurance

Flexible plans and affordable state minimum coverage? Now that’s insurance for the rest of us. Have a question for us at SafeAuto? Need to start your policy? Just want to talk? Call us at 1-800-SAFEAUTO to speak to a real person, not a robot, any time or email us at customerservice@safeauto.com. For common questions, please consult our FAQ page.